The Future Reynolds

We used to make decisions and say we'd let the future version of ourselves deal with the fallout. Apparently, we've caught up with that distant future.

I'm Dani and I'm mildly obsessed with our future and saving money. I also just moved to a different state and started graduate school where I plan to save the world.
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On our way to sign to close the house. I hope the new owners love it as much as we did!

Alright y’all. The house SOLD! It should be closing on Saturday for us since we’ve moved out of the area and have to mail contracts back.

This is a much better financial choice for us in the long run. It was an insanely hard decision for us that we put off much longer than we should have but we’re both so much happier here in our cozy rental in a bigger city.

  • me: *owns 264 unread books*
  • me: *buys 17 new books*
  • me: *rereads harry potter*

thingsididntknowwereerotic:

balanc3andcomposure:

things that make you feel powerful

  • matching lace underwear
  • heels (and the clicking noise they make when you walk and you know you lookin hot)
  • red lipstick
  • perfect coal black eyeliner
  • curled hair
  • freshly done nails
  • cute new clothes

This post is everything I believe in.

(via too-legit-to-quit-fit)

hardpatch:

I was tagged by pushinginthepin. These are ten books that have a special place in my heart:

  1. Jemima J - Jane Green
  2. Shopaholic - Sophie Kinsella
  3. Huck - Janet Elder
  4. I Heart New York - Lindsey Kelk
  5. Love the One You’re With - Emily Giffin
  6. Oogy - Larry Levin
  7. The Girls Guide to Love & Supper Clubs - Dana Bate
  8. Emily & Einstein - Linda Francis Lee
  9. Following Atticus - Tom Ryan
  10. Homers Odyssey - Gwen Cooper

I tag pascal73, thefuturereynolds, one-twenty-five

I was tagged by hardpatch. These are ten books that have a special place in my heart.

1. Where the Red Fern Grows - Wilson Rawls

2. The entire Harry Potter series - JK Rowling

3. The Giver - Lois Lowry

4. The Fault in Our Stars - John Green

5. The Moon is Down - John Steinbeck

6. The Wedding - Nicholas Sparks

7. The Last Battle - CS Lewis

8. The Draco Trilogy - Cassandra Clare

9. Needful Things - Stephen King

10. Charlotte’s Web - EB White

I tag 30yearsold-lifeconfessions, alierunninginthemitten, aurevoirdebt

We moved states last month and it is so expensive to set up in a new location. Deposits, rent, your husband getting a parking ticket in your car because you can’t back into parking spots in one part of town… it all starts to add up and it feels like we’ve been hemorrhaging money this month. Oh, and graduate school tuition was due as well.

We are still selling our house and have a really motivated couple coming out for their third showing this weekend so we might see the light at the end of the tunnel on that.  Until then, we still have a mortgage and electric bill on a house that we do not live in.

On top of all of that, the husband’s truck died so he had to get a new vehicle.  More on this later.

This sounds like a venty vent but seriously, we would be in some deep shit right now if we hadn’t prepared for all of this.  We had our three month emergency fund in place and started saving the day that we started talking about moving.  We’re really doing ok even though my budget conscious heart keeps freaking out.  If you don’t have an emergency fund, please fix that y’all.  You’ll feel better.

We did break one big rule for us though.  Since we do have the house and I wasn’t comfortable going completely cash poor while it sells, we took out a loan on the cheapest car that my husband would be safe and comfortable driving. We didn’t want to go new but all of the discounts since my Dad works for a dealership and with a trade-in it made the prices between new and used extremely equivalent.

I think we can have this sucker paid off by May to start our next summer as debt free again.  This next time, we shouldn’t even have the house so we’ll be 100% debt free this time.

This is where you come in, other personal finance-blrs.  Community and accountability are what gets this done.  Get your numbers together and lets find out how much financial weight we can drop by next summer.

Anyone want to join me in a race to the finish?

30yearsold-lifeconfessions oh stop. You’ll make me blush. :)

Baby sister is almost on campus. Are you like shaking with excitement like it am?

alainawiens I just started a Public Administration program here in Wichita. I think I’m definitely going to schedule my time out like you did because it seems so easy to get overwhelmed with everything going on.

Thank you!

I didn’t take the best care of myself during undergrad and since I’ve had a bit more life experience since graduation, I have a handful of things I would like to do better. These are my goals for myself for the next few years until I get to wear that sweet gown and funny sash.

1. You do have time to work out. 30 minutes here and there is not going to ruin your time management.

2. If you’re sick, you’re sick, dude. Take care of yourself now and not wait until a week from now.

3. You may drink Friday or Saturday. Choose wisely.

4. Eating dinner out of gas stations and vending machines is so 2005. Make yourself a damn sandwich from the groceries you pay for.

5. Introduce yourself first. I’m determined to have a decent conversation with a person at every class. My phone isn’t that interesting or a good social anxiety crutch.

6. Get your work done first and then go have as much fun as you want. Procrastinating blows and you never have as much fun as when you don’t have a pile of things waiting to be done.

7. Being in grad school isn’t a punishment for picking an undergrad major that didn’t work out. You’re paying a lot of money to learn something new so soak it in. Enjoy it because it’s going to be really rewarding in the long run and open up doors you never had access to before.

8. Free stuff is still fun. Take advantage of everything.

9. Read for fun or your brain might explode.

10. This is on your Big Hairy Adult Goals checklist and no one can do this for you. And they shouldn’t. You’ll be earning this degree with every page you read and note you take so pay attention. This is the fun part.

They just called and I officially got a job! I start on September 2nd.